How to start saving money
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Why it is important to start saving
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How much money should I save?
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What percentege of my income should go to savings?
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Ed is getting the gift of new life this Christmas.
Ed didn’t know it at the time, but his life was about to change dramatically.
“I was out there and nothing was going right,” he remembers. “I had drugs. I had money. I had all this stuff. You’d think a drug addict would be happy, but I wasn’t happy. I was tired of the whole lifestyle.”
THE POWER OF PRAYER
Only later did Ed find out that his older brother had been praying for him every day for 16 long months while he himself was going through life restoration — at CityTeam.
Looking back, Ed believes only prayer could have saved him from the mess he’d made of his life.
Part of it was Ed’s own doing. Drinking at age 9. Smoking pot when he was only 11. Drugs and girls by the time he was in 7th grade. But there’s more to this story than just bad choices.
Ed grew up in terrible poverty in Guam, living in a little tin house where he had to share an outhouse and an outdoor shower with six brothers and sisters. As a child, he was molested, locked in a closet for days at a time, and abused mentally and emotionally.
Overwhelmed by shame and fear, he fought back the only way he knew how — with guns and knives to scare off others. And with drugs and alcohol to numb the pain.
NOT EXACTLY THE AMERICAN DREAM
Sadly, life in America wasn’t much better. For years, he lived on the streets, sharing tents with “friends,” sleeping under bridges — but in fear and with one eye open! — and sometimes going for days without a decent meal.
Just when all seemed lost, God intervened in a mighty way, and brought him to CityTeam, where his older brother was praying that Ed would “see the light.”
It didn’t take long. “CityTeam did anything and everything for me,” he says. “It was here I learned that I wasn’t hopeless . . . wasn’t worthless . . . and wasn’t this bad guy I used to think I had to be.”
A HEART FILLED WITH GRATITUDE
Today, Ed is grateful for everything he’s been given.
“I’m thankful for a second chance, for the healing process, for people who contribute to CityTeam's work, and especially for my three adult children who are back in my life.”
And this Christmas? It’s going to be awesome, Ed says, thanks to God’s mercy — “I guess this is the way Jesus had it planned all along.”
